![]() ![]() ![]() In addition, monitoring your credit is one of the best ways to spot identity theft. Why you need to check your credit report annuallyīecause the information in your credit report is used to evaluate your applications for credit, insurance, employment, and renting a home, you should be sure the information is accurate and up-to-date. If you go to and follow the prompts for your free credit report, you can be sure the reports you get really are free. Still others say they’re giving you a “free” report and then bill you for services you have to cancel. But others give you a report only if you buy other products or services. Many companies claim to offer free credit reports – and some do. ![]() Free credit reports requested by phone or mail will be processed within 15 days of receiving your request. This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.įree credit reports requested online at this site are viewable immediately upon authentication of identity. The only official site to get your free annual credit report allowed by law is You can also call 87. Home > Resources > Free Credit Report Free Credit Report ![]()
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